:root {
--navy: #071a35;
--navy-2: #0d274d;
--blue: #1550a5;
--blue-bright: #2168dc;
--red: #c81d2a;
--ink: #10203a;
--slate: #718094;
--line: #dce3ea;
--paper: #f4f6f8;
--white: #fff;
--radius: 24px;
--shadow: 0 24px 70px rgba(7, 26, 53, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
margin: 0;
color: var(--ink);
background: var(--paper);
font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
font-size: 16px;
line-height: 1.6;
-webkit-font-smoothing: antialiased;
}
body.menu-open { overflow: hidden; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button:focus-visible, a:focus-visible, summary:focus-visible, [tabindex]:focus-visible { outline: 3px solid #76aaff; outline-offset: 3px; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); border: 0; }
.container { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }
.section { padding: 112px 0; }

.scroll-progress { position: fixed; inset: 0 0 auto; height: 3px; z-index: 120; pointer-events: none; }
.scroll-progress span { display: block; width: 0; height: 100%; background: var(--red); }

.site-header {
position: fixed;
inset: 0 0 auto;
z-index: 100;
padding: 14px 20px;
transition: transform .25s ease;
}
.nav-shell {
width: min(1220px, 100%);
margin: 0 auto;
display: grid;
grid-template-columns: 245px 1fr auto;
align-items: center;
min-height: 86px;
padding: 8px 10px 8px 18px;
border: 1px solid rgba(255,255,255,.18);
border-radius: 20px;
color: white;
background: rgba(7, 26, 53, .84);
box-shadow: 0 18px 50px rgba(3, 14, 30, .18);
backdrop-filter: blur(18px);
}
.brand { width: 232px; height: 72px; display: flex; align-items: center; justify-content: flex-start; padding: 0; background: transparent; }
.brand img { width: 100%; height: 100%; object-fit: contain; }
.main-nav { display: flex; align-items: center; justify-content: center; gap: 22px; }
.main-nav a { position: relative; font-size: .88rem; font-weight: 650; color: rgba(255,255,255,.82); transition: color .2s ease; }
.main-nav a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -7px; height: 2px; background: var(--red); transition: right .25s ease; }
.main-nav a:hover { color: white; }
.main-nav a:hover::after { right: 0; }
.main-nav > a.active, .nav-item > a.active { color: white; }
.main-nav > a.active::after, .nav-item > a.active::after { right: 0; }
.nav-item { position: relative; }
.nav-item > a { display: flex; align-items: center; gap: 6px; }
.nav-chevron { color: #7caeff; font-size: .8rem; transition: transform .22s ease; }
.nav-item:hover .nav-chevron, .nav-item:focus-within .nav-chevron { transform: rotate(180deg); }
.mega-menu {
position: absolute;
left: 50%;
top: calc(100% + 25px);
width: 650px;
display: grid;
grid-template-columns: 1.1fr 1fr 1fr;
gap: 10px;
padding: 12px;
border: 1px solid rgba(255,255,255,.14);
border-radius: 20px;
background: rgba(5, 22, 46, .97);
box-shadow: 0 28px 70px rgba(0,0,0,.3);
backdrop-filter: blur(20px);
opacity: 0;
visibility: hidden;
transform: translate(-50%, 10px);
transition: opacity .22s ease, transform .22s ease, visibility .22s;
}
.nav-item:hover .mega-menu, .nav-item:focus-within .mega-menu { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.mega-intro { padding: 16px; }
.mega-intro span { display: block; margin-bottom: 8px; color: #77a9f9; font-size: .63rem; font-weight: 820; letter-spacing: .12em; text-transform: uppercase; }
.mega-intro strong { display: block; font-size: 1.03rem; line-height: 1.35; }
.mega-card { position: relative; display: flex !important; flex-direction: column; align-items: flex-start !important; gap: 3px !important; min-height: 126px; padding: 16px !important; overflow: hidden; border: 1px solid rgba(255,255,255,.1); border-radius: 14px; background: rgba(255,255,255,.055); }
.mega-card::before { content: ""; position: absolute; width: 110px; height: 110px; right: -45px; bottom: -55px; border-radius: 50%; background: radial-gradient(circle, rgba(33,104,220,.4), transparent 70%); transition: transform .3s ease; }
.mega-card:hover { background: rgba(255,255,255,.1); }
.mega-card:hover::before { transform: scale(1.25); }
.mega-card::after { display: none; }
.mega-number { color: #77a9f9; font-size: .63rem; font-weight: 820; }
.mega-card strong { margin-top: 8px; color: white; font-size: .9rem; }
.mega-card small { color: rgba(255,255,255,.5); font-size: .68rem; line-height: 1.35; }
.mega-card i { position: absolute; right: 14px; top: 13px; color: #ff7b84; font-style: normal; }
.site-header.scrolled .nav-shell { background: rgba(5, 22, 46, .95); box-shadow: 0 14px 42px rgba(3,14,30,.28); }
.nav-actions { display: flex; align-items: center; gap: 12px; }
.language-toggle { display: flex; gap: 6px; padding: 10px; color: rgba(255,255,255,.55); background: transparent; border: 0; cursor: pointer; font-size: .75rem; font-weight: 800; letter-spacing: .08em; }
.language-toggle .active { color: white; }
.menu-toggle { display: none; }

.button { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 52px; padding: 0 22px; border: 0; border-radius: 13px; font-weight: 760; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.button:hover { transform: translateY(-2px); }
.button { position: relative; overflow: hidden; isolation: isolate; }
.button::before { content: ""; position: absolute; inset: -2px auto -2px -55%; width: 38%; transform: skewX(-20deg); background: linear-gradient(90deg, transparent, rgba(255,255,255,.52), transparent); transition: left .55s ease; z-index: -1; }
.button:hover::before { left: 125%; }
.button-arrow i { display: grid; place-items: center; width: 29px; height: 29px; margin-right: -12px; border-radius: 9px; color: white; background: var(--navy); font-style: normal; transition: transform .25s ease; }
.button-arrow:hover i { transform: rotate(45deg); }
.button-primary { color: white; background: var(--blue); box-shadow: 0 12px 32px rgba(21,80,165,.24); }
.button-primary:hover { background: #0f438f; box-shadow: 0 16px 38px rgba(21,80,165,.32); }
.button-white { color: var(--navy); background: white; box-shadow: 0 12px 32px rgba(0,0,0,.13); }
.button-small { min-height: 46px; padding-inline: 18px; font-size: .84rem; }
.text-link { display: inline-flex; align-items: center; gap: 12px; border: 0; padding: 0; color: var(--blue); background: transparent; font-weight: 760; cursor: pointer; }
.text-link span:last-child { transition: transform .2s ease; }
.text-link:hover span:last-child { transform: translate(3px, -3px); }
.light-link { color: white; }

.hero {
position: relative;
min-height: 920px;
padding: 190px 0 0;
overflow: hidden;
color: white;
background: linear-gradient(135deg, #06172f 0%, #0b2c58 52%, #0e3a70 100%);
}
.hero::after { content: ""; position: absolute; inset: auto 0 0; height: 180px; background: linear-gradient(transparent, rgba(0,0,0,.14)); pointer-events: none; }
.hero-grid { position: absolute; inset: 0; opacity: .13; background-image: linear-gradient(rgba(255,255,255,.16) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.16) 1px, transparent 1px); background-size: 80px 80px; mask-image: linear-gradient(to bottom, black, transparent 90%); }
.hero-glow { position: absolute; border-radius: 999px; filter: blur(4px); opacity: .6; }
.hero-glow-one { width: 540px; height: 540px; right: -140px; top: 60px; background: radial-gradient(circle, rgba(31,103,221,.55), transparent 65%); }
.hero-glow-two { width: 520px; height: 520px; left: -260px; bottom: -100px; background: radial-gradient(circle, rgba(200,29,42,.22), transparent 70%); }
.hero-layout { position: relative; z-index: 2; display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(420px, .85fr); align-items: center; gap: 80px; }
.hero-copy h1 { max-width: 760px; margin: 24px 0 24px; font-size: clamp(3.4rem, 5.7vw, 6.2rem); line-height: .96; letter-spacing: -.058em; font-weight: 790; }
.hero-lead { max-width: 650px; margin: 0; color: rgba(255,255,255,.74); font-size: clamp(1.03rem, 1.5vw, 1.25rem); line-height: 1.75; }
.hero-actions { display: flex; align-items: center; gap: 28px; margin-top: 38px; }
.eyebrow { display: flex; align-items: center; gap: 12px; color: var(--blue); font-size: .74rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow > span:first-child { width: 30px; height: 2px; background: var(--red); }
.eyebrow.light { color: rgba(255,255,255,.68); }

.trust-orbit { position: relative; width: min(100%, 480px); aspect-ratio: 1; margin-inline: auto; }
.orbit { position: absolute; border-radius: 50%; border: 1px solid rgba(255,255,255,.18); }
.orbit-outer { inset: 0; }
.orbit-inner { inset: 15%; border-style: dashed; animation: spin 42s linear infinite; }
.orbit-center { position: absolute; inset: 29%; display: flex; flex-direction: column; align-items: center; justify-content: center; border-radius: 50%; background: radial-gradient(circle at 30% 25%, rgba(40,107,212,.92), rgba(5,24,49,.98)); box-shadow: 0 30px 70px rgba(0,0,0,.28), inset 0 0 0 1px rgba(255,255,255,.17); }
.orbit-center::before { content: ""; position: absolute; inset: 13%; border: 1px solid rgba(255,255,255,.13); border-radius: 50%; }
.orbit-center strong { position: relative; font-size: 6rem; line-height: .85; letter-spacing: -.08em; }
.orbit-center span { position: relative; color: rgba(255,255,255,.72); font-weight: 700; }
.orbit-center .orbit-kicker { margin-bottom: 12px; font-size: .68rem; letter-spacing: .16em; text-transform: uppercase; }
.orbit-dot { position: absolute; width: 14px; height: 14px; border: 3px solid var(--navy); border-radius: 50%; background: #6aa5ff; box-shadow: 0 0 0 7px rgba(106,165,255,.14); }
.dot-one { top: 11%; left: 23%; }.dot-two { top: 45%; right: -1%; background: var(--red); box-shadow: 0 0 0 7px rgba(200,29,42,.18); }.dot-three { bottom: 4%; left: 36%; }
.orbit-label { position: absolute; display: flex; align-items: center; gap: 9px; padding: 10px 14px; border: 1px solid rgba(255,255,255,.2); border-radius: 999px; background: rgba(5,24,49,.62); backdrop-filter: blur(10px); font-size: .75rem; letter-spacing: .06em; text-transform: uppercase; }
.orbit-label > span { width: 7px; height: 7px; border-radius: 50%; background: #73a9ff; }
.label-one { left: -3%; top: 28%; }.label-two { right: -5%; top: 23%; }.label-three { right: 2%; bottom: 16%; }

.hero-proof { position: relative; z-index: 3; display: grid; grid-template-columns: repeat(3, 1fr) 1.25fr; margin-top: 92px; min-height: 150px; border: 1px solid rgba(255,255,255,.16); border-bottom: 0; border-radius: 24px 24px 0 0; overflow: hidden; background: rgba(4,18,38,.52); backdrop-filter: blur(20px); }
.proof-item { position: relative; display: flex; flex-direction: column; justify-content: center; min-width: 0; padding: 26px 28px; overflow: hidden; border-right: 1px solid rgba(255,255,255,.13); transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.proof-item::after { content: ""; position: absolute; left: 24px; right: 24px; bottom: 0; height: 3px; border-radius: 3px 3px 0 0; background: linear-gradient(90deg, var(--red), #6ea8ff); transform: scaleX(0); transform-origin: left; transition: transform .24s ease; }
.proof-item:hover, .proof-item:focus-visible, .proof-item:focus-within { z-index: 2; outline: 0; transform: translateY(-5px); background: rgba(255,255,255,.095); box-shadow: 0 18px 38px rgba(0,0,0,.18), inset 0 0 0 1px rgba(157,197,255,.18); }
.proof-item:hover::after, .proof-item:focus-visible::after, .proof-item:focus-within::after { transform: scaleX(1); }
.proof-item strong { font-size: 2rem; letter-spacing: -.04em; transition: color .2s ease, transform .2s ease; }
.proof-item:hover strong, .proof-item:focus-visible strong, .proof-item:focus-within strong { color: #9dc5ff; transform: translateX(3px); }
.proof-item span { color: rgba(255,255,255,.62); font-size: .78rem; transition: color .2s ease; }
.proof-item:hover span, .proof-item:focus-visible span, .proof-item:focus-within span { color: rgba(255,255,255,.82); }
.proof-cta { background: rgba(255,255,255,.07); }
.proof-cta a { margin-top: 8px; color: white; font-weight: 770; transition: color .2s ease, transform .2s ease; }
.proof-cta:hover a, .proof-cta:focus-within a { color: #9dc5ff; transform: translateX(5px); }

.section-heading { display: grid; grid-template-columns: 1.25fr .75fr; align-items: end; gap: 80px; margin-bottom: 52px; }
.section-heading h2, .legacy-copy h2 { margin: 16px 0 0; font-size: clamp(2.4rem, 4.2vw, 4.6rem); line-height: 1.02; letter-spacing: -.052em; }
.section-heading p { margin: 0; color: var(--slate); }
.solutions-layout { display: grid; grid-template-columns: 1.2fr .8fr; align-items: start; gap: 28px; }
.service-explorer, .strength-card { border: 1px solid var(--line); border-radius: var(--radius); background: white; box-shadow: var(--shadow); overflow: hidden; }
.service-explorer, .strength-card { align-self: start; }
.tab-list { display: grid; grid-template-columns: 1fr 1fr; border-bottom: 1px solid var(--line); }
.tab { display: flex; justify-content: space-between; padding: 20px 24px; border: 0; border-right: 1px solid var(--line); color: var(--slate); background: #f9fafb; font-weight: 750; cursor: pointer; transition: color .18s ease, background .18s ease, box-shadow .18s ease; }
.tab:last-child { border-right: 0; }
.tab span:first-child { font-size: .72rem; letter-spacing: .1em; }
.tab.active { color: white; background: var(--navy); }
.tab:hover:not(.active) { color: var(--blue); background: #f1f6fc; box-shadow: inset 0 -3px var(--blue); }
.tab-panel { display: grid; grid-template-columns: 100px 1fr; }
.tab-panel.active { animation: panelIn .32s ease both; }
.tab-panel[hidden] { display: none; }
.panel-count { padding: 35px 28px; color: #cbd4de; font-size: 3rem; font-weight: 760; letter-spacing: -.06em; border-right: 1px solid var(--line); }
.panel-content { display: grid; grid-template-columns: minmax(0, 1fr) 210px; align-items: start; gap: 26px; padding: 40px; }
.panel-copy { min-width: 0; }
.panel-tag { color: var(--red); font-size: .72rem; font-weight: 840; letter-spacing: .13em; text-transform: uppercase; }
.panel-content h3 { margin: 14px 0 12px; font-size: 2.1rem; line-height: 1.1; letter-spacing: -.04em; }
.panel-content > p { margin: 0; max-width: 570px; color: var(--slate); }
.service-pills { display: flex; flex-wrap: wrap; gap: 9px; margin: 28px 0 32px; }
.service-pills span { padding: 9px 13px; border: 1px solid #d8e3ef; border-radius: 999px; color: var(--navy-2); background: #f6f9fc; font-size: .79rem; font-weight: 720; }
.service-pills.compact { margin-block: 24px; }
.service-pills.compact span { font-size: .72rem; padding: 7px 10px; }
.capacity-graphic { position: relative; min-height: 245px; overflow: hidden; border: 1px solid #dce7f2; border-radius: 20px; background: radial-gradient(circle at 50% 35%, #eaf3ff, #f8fbff 66%); transition: transform .2s ease, box-shadow .2s ease; }
.capacity-graphic:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(21,80,165,.12); }
.capacity-graphic::before { content: ""; position: absolute; inset: 12px; border: 1px dashed rgba(21,80,165,.17); border-radius: 16px; }
.capacity-graphic svg { position: absolute; inset: 18px 8px; width: calc(100% - 16px); height: calc(100% - 36px); fill: none; stroke: #2c6cc1; stroke-width: 1.4; stroke-dasharray: 5 5; }
.capacity-graphic svg circle { fill: var(--red); stroke: white; stroke-width: 3; }
.capacity-halo { position: absolute; border: 1px solid rgba(21,80,165,.13); border-radius: 50%; }
.halo-one { width: 155px; height: 155px; top: 34px; left: 25px; animation: pulseHalo 3.8s ease-in-out infinite; }
.halo-two { width: 100px; height: 100px; top: 62px; left: 52px; animation: pulseHalo 3.8s ease-in-out .4s infinite; }
.capacity-node { position: absolute; z-index: 2; padding: 6px 9px; border-radius: 999px; color: var(--navy); background: white; box-shadow: 0 7px 18px rgba(7,26,53,.1); font-size: .62rem; font-weight: 800; }
.node-market { left: 12px; bottom: 56px; }.node-rehsa { left: 50%; top: 37px; transform: translateX(-50%); color: white; background: var(--blue); }.node-global { right: 10px; top: 95px; }
.risk-grid-graphic { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; padding: 12px; border-radius: 20px; background: #f2f6fb; }
.risk-tile { position: relative; display: flex; align-items: center; justify-content: center; min-height: 94px; overflow: hidden; border: 1px solid #d9e3ed; border-radius: 15px; color: var(--blue); background: white; box-shadow: 0 10px 25px rgba(7,26,53,.06); }
.risk-tile i { font-size: 1.7rem; font-style: normal; transition: transform .3s ease; }
.risk-tile b { position: absolute; right: 8px; top: 7px; color: #a6b2c0; font-size: .56rem; }
.risk-tile.accent { color: white; background: linear-gradient(145deg, #114a98, #0a2851); }
.risk-tile:hover i { transform: scale(1.2) rotate(8deg); }
.service-explain { grid-column: 1 / -1; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 4px; }
.service-explain article { position: relative; display: grid; grid-template-columns: 54px 1fr; gap: 14px; min-height: 154px; padding: 18px; overflow: hidden; border: 1px solid #dce5ee; border-radius: 17px; background: linear-gradient(145deg, #fbfdff, #f1f6fc); transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease; }
.service-explain article::after { content: ""; position: absolute; right: -45px; bottom: -55px; width: 120px; height: 120px; border-radius: 50%; background: rgba(21,80,165,.055); transition: transform .24s ease; }
.service-explain article:hover, .service-explain article:focus-visible { z-index: 1; transform: translateY(-3px); border-color: #a9c5ea; box-shadow: 0 16px 34px rgba(7,26,53,.1); }
.service-explain article:hover::after, .service-explain article:focus-visible::after { transform: scale(1.35); }
.service-mode-icon { display: grid; place-items: center; width: 52px; height: 52px; border-radius: 15px; color: white; background: linear-gradient(145deg, var(--blue-bright), #0d3f84); box-shadow: 0 10px 24px rgba(21,80,165,.22); }
.service-mode-icon svg { width: 35px; height: 35px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.service-explain small { display: block; margin-bottom: 5px; color: var(--blue); font-size: .58rem; font-weight: 840; letter-spacing: .05em; text-transform: uppercase; }
.service-explain strong { display: block; color: var(--navy); font-size: .92rem; }
.service-explain p { margin: 4px 0 0; color: var(--slate); font-size: .72rem; line-height: 1.45; }
.facultative-summary { display: flex; min-height: 210px; flex-direction: column; align-items: center; justify-content: center; padding: 22px; border: 1px solid #dce7f2; border-radius: 20px; color: white; text-align: center; background: radial-gradient(circle at 50% 18%, #286bc5, #0a2851 72%); }
.facultative-summary strong { font-size: 4.8rem; line-height: .9; letter-spacing: -.08em; }
.facultative-summary span { max-width: 140px; margin-top: 10px; font-size: .8rem; font-weight: 760; line-height: 1.35; }
.facultative-summary small { max-width: 150px; margin-top: 12px; color: rgba(255,255,255,.56); font-size: .58rem; line-height: 1.4; }
.branch-grid { grid-column: 1 / -1; display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
.branch-grid button { display: flex; align-items: center; gap: 9px; min-height: 50px; padding: 8px 10px; border: 1px solid #dce5ee; border-radius: 13px; color: #30425b; text-align: left; background: #f8fafc; font-size: .68rem; font-weight: 720; line-height: 1.25; cursor: pointer; transition: transform .18s ease, border-color .18s ease, color .18s ease, background .18s ease, box-shadow .18s ease; }
.branch-grid button:hover, .branch-grid button:focus-visible, .branch-grid button.active { transform: translateY(-2px); border-color: #9bbce7; color: var(--blue); background: #eef5fe; box-shadow: 0 10px 25px rgba(21,80,165,.1); }
.branch-grid i { display: grid; place-items: center; flex: 0 0 27px; width: 27px; height: 27px; border-radius: 8px; color: var(--blue); background: #e6f0fd; font-size: .55rem; font-style: normal; font-weight: 850; }
.facultative-lines-visual { position: relative; grid-column: 1 / -1; margin: 0; padding: 10px; overflow: hidden; border: 1px solid #dce5ee; border-radius: 17px; background: white; }
.facultative-lines-visual img { display: block; width: 100%; max-height: 320px; object-fit: contain; image-rendering: auto; transition: transform .32s ease, filter .32s ease; }
.facultative-lines-visual:hover img, .facultative-lines-visual:focus-visible img { transform: scale(1.025); filter: saturate(1.08) contrast(1.035); }
.facultative-lines-visual:focus-visible { outline: 3px solid rgba(33,104,220,.2); outline-offset: 3px; }
.facultative-lines-visual.is-active img { transform: scale(1.018); filter: saturate(1.08) contrast(1.03); }
.branch-spot { position: absolute; z-index: 2; left: var(--branch-x, 50%); top: var(--branch-y, 50%); width: 34px; height: 34px; border: 2px solid var(--red); border-radius: 50%; opacity: 0; pointer-events: none; transform: translate(-50%, -50%) scale(.65); box-shadow: 0 0 0 0 rgba(200,29,42,.24); transition: left .24s ease, top .24s ease, opacity .18s ease, transform .18s ease; }
.facultative-lines-visual.is-active .branch-spot { opacity: 1; transform: translate(-50%, -50%) scale(1); animation: branchPulse 1.8s ease-out infinite; }
.branch-preview { position: absolute; z-index: 3; right: 18px; bottom: 16px; max-width: 210px; padding: 10px 12px; border: 1px solid rgba(7,26,53,.12); border-radius: 12px; color: var(--navy); background: rgba(255,255,255,.94); box-shadow: 0 10px 28px rgba(7,26,53,.12); backdrop-filter: blur(8px); }
.branch-preview span, .branch-preview strong { display: block; }
.branch-preview span { color: var(--red); font-size: .55rem; font-weight: 850; letter-spacing: .09em; text-transform: uppercase; }
.branch-preview strong { margin-top: 2px; font-size: .72rem; }

.strength-card { padding: 30px; color: white; background: linear-gradient(155deg, #0d274d, #06172f); }
.strength-topline { display: flex; justify-content: space-between; color: rgba(255,255,255,.48); font-size: .7rem; font-weight: 780; letter-spacing: .13em; text-transform: uppercase; }
.strength-card h3 { margin: 24px 0; max-width: 340px; font-size: 2rem; line-height: 1.08; letter-spacing: -.04em; }
.metric-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; overflow: hidden; border: 1px solid rgba(255,255,255,.13); border-radius: 16px; background: rgba(255,255,255,.13); }
.metric-card { min-width: 0; padding: 15px; border: 0; color: white; text-align: left; background: #0c2345; cursor: pointer; transition: background .2s ease, box-shadow .2s ease; }
.metric-card:hover, .metric-card.active { background: #123261; box-shadow: inset 0 0 0 1px rgba(119,169,249,.42); }
.metric-card span, .metric-card small { display: block; color: rgba(255,255,255,.53); font-size: .68rem; }
.metric-card strong { display: block; margin: 4px 0 1px; font-size: 1.16rem; letter-spacing: -.03em; white-space: nowrap; }
.finance-chart { margin: 0 0 18px; padding: 17px 17px 11px; border: 1px solid rgba(255,255,255,.13); border-radius: 17px; background: rgba(255,255,255,.055); }
.chart-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; }
.chart-head span, .chart-years { color: rgba(255,255,255,.48); font-size: .66rem; }
.chart-head strong { display: block; margin-top: 2px; font-size: 1.45rem; letter-spacing: -.03em; }
.chart-trend { padding: 5px 8px; border-radius: 999px; color: #90ddb9 !important; background: rgba(61,179,122,.14); font-weight: 800; }
.chart-trend.negative { color: #ff9aa1 !important; background: rgba(200,29,42,.14); }
.finance-chart svg { display: block; width: 100%; height: 104px; margin-top: 5px; overflow: visible; }
.chart-grid line { stroke: rgba(255,255,255,.09); stroke-width: 1; }
.chart-area { fill: url(#chartFill); }
.chart-line { fill: none; stroke: #76aaff; stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; filter: drop-shadow(0 5px 8px rgba(74,142,255,.25)); }
#chart-points circle { fill: #0d274d; stroke: #8bb8ff; stroke-width: 3; }
.chart-years { display: flex; justify-content: space-between; }
.rating-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 22px; padding: 18px; border-radius: 16px; background: rgba(255,255,255,.08); }
.rating-row span, .rating-row small { display: block; color: rgba(255,255,255,.48); font-size: .69rem; }
.rating-row strong { display: block; font-size: 1.25rem; }
.rating-row small { grid-column: 1 / -1; padding-top: 10px; border-top: 1px solid rgba(255,255,255,.11); }
.data-note { margin: 13px 0 0; color: rgba(255,255,255,.42); font-size: .69rem; }

.international { display: grid; grid-template-columns: 280px minmax(0, 1fr); align-items: center; gap: 34px; margin-top: 28px; padding: 32px; border: 1px solid var(--line); border-radius: 24px; background: linear-gradient(135deg, #fff, #f4f8fd); overflow: hidden; box-shadow: 0 18px 45px rgba(7,26,53,.07); }
.international-copy { display: flex; align-items: flex-start; gap: 14px; }
.international-copy strong { display: block; font-size: 1rem; line-height: 1.35; }
.international-copy p { margin: 7px 0 0; color: var(--slate); font-size: .78rem; }
.mini-globe { display: grid; place-items: center; flex: 0 0 auto; width: 50px; height: 50px; border-radius: 16px; color: white; background: linear-gradient(145deg, var(--blue-bright), #0d3f84); box-shadow: 0 12px 26px rgba(21,80,165,.22); font-size: 1.5rem; }
.partner-marquee { min-width: 0; overflow: hidden; mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent); }
.partner-track { display: flex; width: max-content; gap: 12px; animation: marquee 28s linear infinite; }
.partner-track span { display: flex; align-items: center; height: 38px; padding: 0 16px; border: 1px solid var(--line); border-radius: 999px; color: #4c596a; background: #f8fafc; font-size: .73rem; font-weight: 760; white-space: nowrap; }
.reinsurer-grid { display: grid; grid-template-columns: repeat(4, minmax(118px, 1fr)); gap: 12px; }
.reinsurer-grid figure { position: relative; display: grid; place-items: center; min-width: 0; min-height: 132px; margin: 0; padding: 12px 10px 10px; overflow: hidden; border: 1px solid #dce5ee; border-radius: 17px; text-align: center; background: white; box-shadow: 0 8px 22px rgba(7,26,53,.055); transition: transform .24s ease, border-color .24s ease, box-shadow .24s ease, background .24s ease; }
.reinsurer-grid figure::after { content: ""; position: absolute; inset: auto 15% 0; height: 2px; background: var(--red); transform: scaleX(0); transition: transform .2s ease; }
.reinsurer-grid figure:hover, .reinsurer-grid figure:focus-visible { z-index: 1; outline: 0; transform: translateY(-6px) scale(1.015); border-color: #8fb4e6; background: #fbfdff; box-shadow: 0 18px 34px rgba(7,26,53,.14); }
.reinsurer-grid figure:hover::after, .reinsurer-grid figure:focus-visible::after { transform: scaleX(1); }
.reinsurer-grid img { width: 98px; height: 88px; margin: 0 auto; object-fit: contain; image-rendering: auto; transform: translateZ(0); transition: transform .24s ease, filter .24s ease; }
.reinsurer-grid figure:hover img, .reinsurer-grid figure:focus-visible img { transform: translateZ(0) scale(1.08); filter: saturate(1.08) contrast(1.04); }
.reinsurer-grid figcaption { margin-top: 4px; color: var(--navy); font-size: .7rem; font-weight: 790; }
.corporate-explorer { margin-top: 84px; }
.corporate-heading { display: grid; grid-template-columns: 1fr .6fr; align-items: end; gap: 50px; margin-bottom: 26px; }
.corporate-heading > div > span { color: var(--red); font-size: .68rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.corporate-heading h3 { max-width: 650px; margin: 10px 0 0; font-size: clamp(2rem, 3.2vw, 3.2rem); line-height: 1.03; letter-spacing: -.045em; }
.corporate-heading p { margin: 0; color: var(--slate); }
.corporate-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.corporate-card { position: relative; min-height: 245px; padding: 22px; overflow: hidden; border: 1px solid var(--line); border-radius: 20px; color: var(--ink); text-align: left; background: white; box-shadow: 0 15px 40px rgba(7,26,53,.07); cursor: pointer; transition: transform .28s ease, box-shadow .28s ease, color .28s ease, background .28s ease; }
.corporate-card::after { content: ""; position: absolute; width: 150px; height: 150px; right: -78px; bottom: -78px; border-radius: 50%; background: rgba(21,80,165,.07); transition: transform .35s ease; }
.corporate-card:hover { transform: translateY(-8px); color: white; background: var(--navy); box-shadow: 0 28px 60px rgba(7,26,53,.2); }
.corporate-card:hover::after { transform: scale(1.7); background: rgba(74,142,255,.12); }
.corporate-card.featured { color: white; background: linear-gradient(145deg, #164f9c, #0b2b56); }
.corporate-icon { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; color: white; background: var(--blue); font-size: 1.1rem; font-weight: 850; }
.corporate-card.featured .corporate-icon { color: var(--blue); background: white; }
.corporate-card small { position: absolute; right: 20px; top: 20px; color: #a3afbc; font-weight: 850; }
.corporate-card strong { display: block; margin-top: 26px; font-size: 1rem; }
.corporate-card p { margin: 8px 0 0; color: var(--slate); font-size: .76rem; line-height: 1.5; }
.corporate-card.featured p, .corporate-card:hover p { color: rgba(255,255,255,.58); }
.corporate-card i { position: absolute; left: 22px; bottom: 18px; color: var(--blue); font-size: .7rem; font-style: normal; font-weight: 800; }
.corporate-card.featured i, .corporate-card:hover i { color: #84b5ff; }
.corporate-icon svg { width: 23px; height: 23px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.corporate-card.selected { color: white; background: var(--navy); box-shadow: 0 28px 60px rgba(7,26,53,.2); transform: translateY(-5px); }
.corporate-card.selected p { color: rgba(255,255,255,.64); }
.corporate-card.selected i { color: #84b5ff; }
.corporate-panel { scroll-margin-top: 120px; position: relative; margin-top: 18px; padding: 40px; overflow: clip; border: 1px solid rgba(255,255,255,.13); border-radius: 28px; color: white; background: linear-gradient(145deg, #0b2b56, #06172f); box-shadow: 0 30px 80px rgba(7,26,53,.22); }
.corporate-panel[hidden] { display: none; }
.panel-close { position: absolute; z-index: 2; right: 22px; top: 22px; width: 44px; height: 44px; border: 1px solid rgba(255,255,255,.16); border-radius: 50%; color: white; background: rgba(255,255,255,.07); font-size: 1.45rem; cursor: pointer; transition: transform .2s ease, background .2s ease; }
.panel-close:hover { transform: rotate(90deg); background: rgba(255,255,255,.13); }
.panel-heading { display: flex; align-items: flex-end; gap: 22px; padding-right: 58px; }
.panel-index { color: rgba(255,255,255,.14); font-size: 3.45rem; font-weight: 850; line-height: .9; letter-spacing: -.08em; }
.panel-kicker, .content-label { display: block; color: #82b2ff; font-size: .67rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.panel-heading h3 { margin: 5px 0 0; font-size: clamp(2rem, 4vw, 3.35rem); line-height: 1; letter-spacing: -.045em; }
.corporate-panel-content { margin-top: 30px; color: rgba(255,255,255,.74); }
.corporate-panel-content p { margin: 0 0 12px; }
.corporate-panel-content > h3 { margin: 24px 0 8px; color: white; }
.corporate-panel-content > ul { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; padding: 0; list-style: none; }
.corporate-panel-content > ul li { padding: 11px 13px; border: 1px solid rgba(255,255,255,.12); border-radius: 11px; background: rgba(255,255,255,.055); font-size: .78rem; }
.dialog-people { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.dialog-person { padding: 16px; border: 1px solid rgba(255,255,255,.12); border-radius: 14px; background: rgba(255,255,255,.055); }
.dialog-person strong, .dialog-person span { display: block; }
.dialog-person span { color: #8db8fc; font-size: .73rem; }
.content-lead { max-width: 900px; color: rgba(255,255,255,.82); font-size: 1.02rem; line-height: 1.68; }
.identity-intro { display: grid; grid-template-columns: 1.35fr .65fr; gap: 44px; align-items: start; }
.identity-intro .content-label { margin-bottom: 12px; }
.identity-story { position: relative; }
.identity-path { display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 12px; margin-top: 24px; color: #9bc2ff; font-size: .65rem; font-weight: 850; letter-spacing: .08em; text-transform: uppercase; }
.identity-path i { position: relative; height: 2px; background: linear-gradient(90deg, var(--red), #75aaff); }
.identity-path i::after { content: ""; position: absolute; right: 0; top: 50%; width: 9px; height: 9px; border: 2px solid white; border-radius: 50%; background: var(--blue-bright); transform: translateY(-50%); box-shadow: 0 0 0 6px rgba(117,170,255,.12); }
.identity-facts { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.identity-facts div { position: relative; min-height: 112px; padding: 17px; overflow: hidden; border: 1px solid rgba(255,255,255,.13); border-radius: 16px; background: linear-gradient(145deg, rgba(255,255,255,.08), rgba(255,255,255,.035)); transition: transform .2s ease, border-color .2s ease, background .2s ease; }
.identity-facts div:hover, .identity-facts div:focus-visible { transform: translateY(-4px); border-color: rgba(130,178,255,.55); background: rgba(44,108,193,.18); }
.identity-facts small { position: absolute; right: 12px; top: 10px; color: rgba(255,255,255,.24); font-size: .6rem; font-weight: 850; }
.identity-facts strong, .identity-facts span { display: block; }
.identity-facts strong { color: white; font-size: 1.75rem; }
.identity-facts span { color: rgba(255,255,255,.54); font-size: .69rem; }
.purpose-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 25px; }
.purpose-grid article { position: relative; padding: 24px 24px 24px 76px; border: 1px solid rgba(255,255,255,.13); border-radius: 18px; background: rgba(255,255,255,.055); transition: transform .2s ease, border-color .2s ease; }
.purpose-grid article::before { content: "↗"; position: absolute; left: 22px; top: 24px; display: grid; place-items: center; width: 36px; height: 36px; border: 1px solid rgba(130,178,255,.32); border-radius: 12px; color: #9bc2ff; background: rgba(33,104,220,.12); font-size: 1rem; }
.purpose-grid article:nth-child(2)::before { content: "◎"; }
.purpose-grid article:hover, .purpose-grid article:focus-visible { transform: translateY(-3px); border-color: rgba(130,178,255,.5); }
.purpose-grid article > span { display: block; margin-bottom: 9px; color: white; font-size: 1.05rem; font-weight: 800; }
.purpose-grid p { font-size: .84rem; line-height: 1.65; }
.values-block { margin-top: 28px; }
.value-cloud { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 13px; }
.value-cloud span { padding: 9px 14px; border: 1px solid rgba(130,178,255,.25); border-radius: 999px; color: #dbe9ff; background: rgba(93,157,255,.09); font-size: .74rem; font-weight: 720; }
.governance-pillars { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin: 24px 0 34px; }
.governance-pillars article { position: relative; min-height: 154px; padding: 18px; overflow: hidden; border: 1px solid rgba(255,255,255,.13); border-radius: 16px; background: rgba(255,255,255,.055); transition: transform .2s ease, border-color .2s ease, background .2s ease; }
.governance-pillars article:hover, .governance-pillars article:focus-visible { transform: translateY(-4px); border-color: rgba(130,178,255,.58); background: rgba(33,104,220,.13); }
.governance-pillars b { display: inline-grid; place-items: center; width: 29px; height: 24px; margin-bottom: 24px; border-radius: 8px; color: #b6d2ff; background: rgba(130,178,255,.13); font-size: .6rem; }
.pillar-mark { position: absolute; right: 16px; top: 13px; color: rgba(130,178,255,.42); font-size: 1.55rem; transition: transform .2s ease, color .2s ease; }
.governance-pillars article:hover .pillar-mark, .governance-pillars article:focus-visible .pillar-mark { color: #9bc2ff; transform: scale(1.12); }
.governance-pillars strong { display: block; color: white; font-size: .84rem; }
.governance-pillars p { margin: 6px 0 0; font-size: .69rem; line-height: 1.5; }
.org-section { padding: 26px; border-radius: 22px; color: var(--ink); background: linear-gradient(145deg, #f8fbff, #edf3f9); box-shadow: inset 0 0 0 1px rgba(159,180,203,.35); }
.org-title { display: flex; align-items: end; justify-content: space-between; gap: 20px; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.org-title .content-label { color: var(--blue); }
.org-title strong { display: block; margin-top: 4px; color: var(--navy); font-size: 1.15rem; }
.org-title p { margin: 0; color: var(--slate); font-size: .72rem; }
.org-chart { display: grid; grid-template-columns: 1fr; padding-top: 26px; }
.org-spine { position: relative; display: flex; flex-direction: column; align-items: center; }
.org-node { position: relative; z-index: 2; width: min(300px, 100%); min-height: 50px; padding: 11px 46px 11px 18px; border: 1px solid #c9d6e4; border-radius: 14px; color: var(--navy); text-align: center; background: white; box-shadow: 0 8px 20px rgba(7,26,53,.06); font-size: .82rem; font-weight: 780; cursor: pointer; transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease; }
.org-node small { position: absolute; right: 14px; top: 50%; color: #8ca0b7; font-size: .58rem; transform: translateY(-50%); }
.org-node:hover, .org-node:focus-visible, .org-node.is-active { transform: translateY(-2px); border-color: #73a5e5; box-shadow: 0 14px 28px rgba(21,80,165,.14); }
.org-node.top { color: white; border-color: var(--navy); background: var(--navy); }
.org-node.accent { color: white; border-color: var(--blue); background: var(--blue); }
.org-line { position: relative; width: 2px; height: 18px; background: #9eb1c6; transition: background .18s ease; }
.org-line::after { content: ""; position: absolute; inset: 0; background: var(--blue); transform: scaleY(0); transform-origin: top; transition: transform .25s ease; }
.org-spine:has(.org-node:hover) .org-line::after, .org-spine:has(.org-node:focus-visible) .org-line::after { transform: scaleY(1); }
.org-council-row { position: relative; z-index: 2; width: 100%; display: flex; justify-content: center; }
.org-support { position: absolute; left: calc(50% + 175px); top: -9px; width: 210px; padding: 13px 15px; border: 1px dashed #8eadd1; border-radius: 14px; background: #edf5ff; box-shadow: 0 8px 22px rgba(7,26,53,.055); transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease; }
.org-support:hover, .org-support:focus-visible, .org-support.is-active { transform: translateY(-2px); border-color: var(--blue); box-shadow: 0 14px 28px rgba(21,80,165,.12); }
.org-support::before { content: ""; position: absolute; right: 100%; top: 33px; width: 26px; height: 2px; background: #9eb1c6; }
.org-support strong, .org-support span { display: block; }
.org-support strong { margin-bottom: 5px; color: var(--blue); font-size: .65rem; }
.org-support span { color: #51647b; font-size: .58rem; line-height: 1.55; }
.org-trunk { width: 2px; height: 34px; background: #9eb1c6; }
.org-areas { position: relative; display: grid; grid-template-columns: repeat(5, 1fr); gap: 10px; padding-top: 25px; }
.org-areas::before { content: ""; position: absolute; left: 10%; right: 10%; top: 0; height: 2px; background: #9eb1c6; }
.org-areas article { position: relative; min-height: 118px; padding: 17px 14px; border: 1px solid #d6e0ea; border-radius: 15px; background: white; box-shadow: 0 8px 20px rgba(7,26,53,.05); transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease; }
.org-areas article::before { content: ""; position: absolute; left: 50%; bottom: 100%; width: 2px; height: 25px; background: #9eb1c6; transform: translateX(-50%); }
.org-areas article:hover, .org-areas article:focus-visible, .org-areas article.is-active { transform: translateY(-3px); border-color: #73a5e5; box-shadow: 0 14px 28px rgba(21,80,165,.12); }
.org-areas article b { display: grid; place-items: center; width: 25px; height: 25px; margin-bottom: 13px; border-radius: 8px; color: var(--blue); background: #e8f1fc; font-size: .58rem; }
.org-area-icon { position: absolute; right: 13px; top: 13px; display: grid !important; place-items: center; width: 32px; height: 32px; border-radius: 10px; color: var(--blue); background: #eef5fe; }
.org-area-icon svg { width: 19px; height: 19px; fill: none; stroke: currentColor; stroke-width: 1.65; stroke-linecap: round; stroke-linejoin: round; }
.org-areas strong, .org-areas span { display: block; }
.org-areas strong { margin-bottom: 6px; color: var(--navy); font-size: .78rem; line-height: 1.25; }
.org-areas span { color: var(--slate); font-size: .62rem; line-height: 1.55; }
.leader-feature { display: grid; grid-template-columns: 280px 1fr; gap: 30px; margin-top: 24px; padding: 18px; border: 1px solid rgba(255,255,255,.13); border-radius: 22px; background: rgba(255,255,255,.055); }
.leader-feature > img { width: 100%; aspect-ratio: 1 / 1; border-radius: 17px; object-fit: cover; object-position: center 15%; image-rendering: auto; transition: transform .28s ease, filter .28s ease; }
.leader-feature:hover > img { transform: scale(1.018); filter: contrast(1.025) saturate(1.04); }
.leader-feature > div { align-self: center; }
.leader-feature > div > span { color: #82b2ff; font-size: .68rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.leader-feature h4 { margin: 7px 0 12px; color: white; font-size: 1.55rem; line-height: 1.1; }
.leader-feature p { font-size: .81rem; line-height: 1.6; }
.leader-milestones { display: grid; grid-template-columns: repeat(4, 1fr); gap: 7px; margin-top: 18px; }
.leader-milestones span { padding: 10px; border-radius: 10px; background: rgba(255,255,255,.07); color: rgba(255,255,255,.58); font-size: .59rem; line-height: 1.35; }
.leader-milestones b { display: block; color: white; font-size: .68rem; }
.executive-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 14px; }
.executive-grid article { overflow: hidden; border: 1px solid rgba(255,255,255,.13); border-radius: 17px; background: rgba(255,255,255,.055); transition: transform .2s ease, border-color .2s ease, background .2s ease; }
.executive-grid article:hover { transform: translateY(-4px); border-color: rgba(130,178,255,.5); background: rgba(255,255,255,.085); }
.executive-grid img, .executive-grid .initials { width: 100%; aspect-ratio: 1.35 / 1; object-fit: cover; object-position: center 18%; }
.executive-grid img { image-rendering: auto; transition: transform .26s ease, filter .26s ease; }
.executive-grid article:hover img { transform: scale(1.035); filter: contrast(1.025) saturate(1.04); }
.executive-grid .initials { display: grid; place-items: center; color: rgba(255,255,255,.36); background: linear-gradient(145deg, #153b70, #0a2345); font-size: 2.4rem; font-weight: 850; }
.executive-grid article > div:not(.initials) { padding: 14px; }
.executive-grid strong, .executive-grid span { display: block; }
.executive-grid strong { color: white; font-size: .76rem; }
.executive-grid span { margin-top: 3px; color: #82b2ff; font-size: .65rem; }
.cedent-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 10px; margin-top: 24px; }
.cedent-grid figure { display: flex; min-width: 0; min-height: 118px; flex-direction: column; align-items: center; justify-content: center; margin: 0; padding: 13px 12px 10px; border: 1px solid transparent; border-radius: 15px; color: var(--ink); background: white; transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease; }
.cedent-grid figure:hover { transform: translateY(-4px); border-color: #9bbce7; box-shadow: 0 16px 28px rgba(7,26,53,.12); }
.cedent-grid img { width: 100%; height: 58px; object-fit: contain; image-rendering: auto; transition: transform .22s ease, filter .22s ease; }
.cedent-grid figure:hover img, .cedent-grid figure:focus-within img { transform: scale(1.07); filter: contrast(1.03) saturate(1.04); }
.cedent-grid figcaption { margin-top: 8px; color: #607087; font-size: .57rem; text-align: center; line-height: 1.25; }
.knowledge-hub { scroll-margin-top: 110px; margin-top: 92px; }
.knowledge-head { display: grid; grid-template-columns: 1fr .65fr; gap: 50px; align-items: end; margin-bottom: 26px; }
.knowledge-head > div > span, .institutional-intro > span { color: var(--red); font-size: .67rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.knowledge-head h3 { margin: 9px 0 0; font-size: clamp(2.1rem, 3.2vw, 3.5rem); line-height: 1.02; letter-spacing: -.045em; }
.knowledge-head > p { margin: 0; color: var(--slate); }
.knowledge-layout { display: grid; grid-template-columns: 1.12fr .88fr; align-items: start; gap: 18px; }
.glossary-card, .institutional-card { padding: 28px; border: 1px solid var(--line); border-radius: 24px; background: white; box-shadow: 0 18px 45px rgba(7,26,53,.08); }
.glossary-card { align-self: start; }
.glossary-toolbar { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-bottom: 20px; }
.glossary-toolbar span, .glossary-toolbar strong { display: block; }
.glossary-toolbar span { color: var(--blue); font-size: .66rem; font-weight: 820; letter-spacing: .12em; text-transform: uppercase; }
.glossary-toolbar strong { margin-top: 3px; font-size: 1.35rem; }
.glossary-tools { display: grid; grid-template-columns: minmax(190px, 230px) auto; align-items: center; gap: 7px; }
.glossary-search { position: relative; width: auto; margin: 0; }
.glossary-search .search-icon { position: absolute; z-index: 1; left: 13px; top: 50%; color: var(--blue); font-size: 1rem; transform: translateY(-50%); }
.glossary-search input { margin: 0; padding-left: 37px; }
.glossary-clear { height: 48px; padding: 0 12px; border: 1px solid var(--line); border-radius: 12px; color: var(--blue); background: white; cursor: pointer; font-size: .68rem; font-weight: 780; }
.glossary-count { grid-column: 1 / -1; justify-self: end; color: var(--slate); font-size: .65rem; }
.glossary-list { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.glossary-list details { align-self: start; border: 1px solid var(--line); border-radius: 13px; background: #fafbfd; transition: border-color .18s ease, background .18s ease, box-shadow .18s ease; }
.glossary-list details:hover, .glossary-list details[open] { border-color: #a9c5ea; background: #f3f7fd; box-shadow: 0 9px 24px rgba(21,80,165,.075); }
.glossary-list summary { position: relative; min-height: 50px; padding: 14px 42px 12px 15px; color: var(--navy); cursor: pointer; font-size: .78rem; font-weight: 780; list-style: none; }
.glossary-list summary::after { content: "+"; position: absolute; right: 15px; top: 10px; color: var(--blue); font-size: 1.2rem; transition: transform .18s ease; }
.glossary-list details[open] summary::after { transform: rotate(45deg); }
.glossary-list details p { margin: 0; padding: 0 15px 15px; color: var(--slate); font-size: .72rem; line-height: 1.55; }
.glossary-empty { padding: 28px 12px; color: var(--slate); text-align: center; font-size: .8rem; }
.institutional-card { color: white; background: linear-gradient(155deg, #0d274d, #06172f); }
.institutional-intro h3 { margin: 8px 0; font-size: 1.75rem; line-height: 1.1; }
.institutional-intro p { margin: 0 0 20px; color: rgba(255,255,255,.62); font-size: .79rem; }
.institution-links { display: grid; gap: 8px; }
.institution-links a { display: grid; grid-template-columns: 86px 1fr; align-items: center; gap: 14px; min-height: 78px; padding: 10px; border: 1px solid rgba(255,255,255,.12); border-radius: 14px; background: rgba(255,255,255,.06); transition: transform .2s ease, background .2s ease; }
.institution-links a:hover { transform: translateX(4px); background: rgba(255,255,255,.1); }
.institution-links img { width: 86px; height: 48px; padding: 4px; border-radius: 8px; object-fit: contain; background: white; }
.institution-links strong, .institution-links small { display: block; }
.institution-links strong { font-size: .76rem; }
.institution-links small { color: #82b2ff; font-size: .62rem; }
.uaf-badge { display: flex; justify-content: flex-end; margin-top: 16px; padding-top: 16px; border-top: 1px solid rgba(255,255,255,.12); }
.uaf-badge img { width: 82px; height: 102px; object-fit: contain; border-radius: 7px; }
.mobile-contact-dock { display: none; }
[data-tilt] { transform-style: preserve-3d; will-change: transform; }
@keyframes pulseHalo { 0%,100% { transform: scale(.96); opacity: .65; } 50% { transform: scale(1.07); opacity: 1; } }

.legacy-contact { padding-bottom: 0; color: white; background: var(--navy); }
.legacy-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 76px; }
.legacy-copy { padding-top: 10px; }
.legacy-copy > p { max-width: 580px; color: rgba(255,255,255,.67); }
.timeline { display: grid; gap: 0; margin: 36px 0; border-top: 1px solid rgba(255,255,255,.14); }
.timeline-item { display: grid; grid-template-columns: 78px 1fr; gap: 20px; padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,.14); }
.timeline-item span { color: #77a9f9; font-weight: 800; }
.timeline-item p { margin: 0; color: rgba(255,255,255,.65); font-size: .86rem; }
.timeline-item.active span { color: #ff6b75; }
blockquote { margin: 32px 0 0; padding: 24px 26px; border-left: 3px solid var(--red); background: rgba(255,255,255,.06); }
blockquote p { margin: 0 0 16px; font-size: 1rem; }
blockquote footer { display: flex; flex-direction: column; }
blockquote footer strong { font-size: .82rem; }
blockquote footer span { color: rgba(255,255,255,.48); font-size: .75rem; }
.founder-card { display: grid; grid-template-columns: 92px 1fr; gap: 18px; align-items: center; margin-top: 30px; padding: 15px; border: 1px solid rgba(255,255,255,.13); border-radius: 18px; background: rgba(255,255,255,.06); }
.founder-card img { width: 92px; height: 92px; border-radius: 14px; object-fit: cover; object-position: center 15%; }
.founder-card span, .founder-card strong { display: block; }
.founder-card span { color: #82b2ff; font-size: .64rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.founder-card strong { margin-top: 4px; font-size: .88rem; }
.founder-card p { margin: 5px 0 0; color: rgba(255,255,255,.6); font-size: .72rem; line-height: 1.45; }

.contact-card { margin-bottom: -64px; padding: 42px; border-radius: 28px; color: var(--ink); background: white; box-shadow: 0 30px 90px rgba(0,0,0,.28); }
.contact-head > span { color: var(--blue); font-size: .7rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.contact-head h2 { margin: 10px 0 8px; font-size: 2.3rem; line-height: 1.08; letter-spacing: -.04em; }
.contact-head p { margin: 0 0 28px; color: var(--slate); font-size: .9rem; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
label { display: block; margin-bottom: 14px; color: #4b5a6d; font-size: .72rem; font-weight: 730; }
input, select, textarea { width: 100%; margin-top: 6px; border: 1px solid #d8e0e8; border-radius: 12px; outline: 0; color: var(--ink); background: #fbfcfd; transition: border .2s ease, box-shadow .2s ease; }
input, select { height: 48px; padding: 0 14px; }
textarea { min-height: 106px; padding: 12px 14px; resize: vertical; }
input:focus, select:focus, textarea:focus { border-color: var(--blue-bright); box-shadow: 0 0 0 3px rgba(33,104,220,.12); }
input.invalid, select.invalid, textarea.invalid { border-color: var(--red); }
.button-submit { width: 100%; }
.privacy-note { margin: 10px 0 0; color: #8a95a3; text-align: center; font-size: .68rem; }
.form-error { min-height: 20px; margin: 0 0 8px; color: var(--red); font-size: .76rem; }
.form-success { padding: 26px 0; text-align: center; }
.success-icon { display: grid; place-items: center; width: 58px; height: 58px; margin: 0 auto 18px; border-radius: 50%; color: white; background: #23805b; font-size: 1.4rem; }
.form-success h3 { margin: 0 0 6px; font-size: 1.7rem; }
.form-success p { margin: 0 auto 22px; max-width: 420px; color: var(--slate); font-size: .88rem; }
.form-success .text-link { display: flex; margin: 17px auto 0; }
.contact-direct { display: grid; grid-template-columns: .8fr .8fr 1.4fr; gap: 10px; margin-top: 24px; padding-top: 20px; border-top: 1px solid var(--line); }
.contact-direct a { min-width: 0; }
.contact-direct span, .contact-direct strong { display: block; }
.contact-direct span { color: var(--slate); font-size: .65rem; }
.contact-direct strong { margin-top: 3px; overflow: hidden; color: var(--blue); font-size: .7rem; text-overflow: ellipsis; white-space: nowrap; }

.site-footer { padding: 130px 0 32px; background: #f6f7f9; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .8fr .8fr; gap: 60px; padding-bottom: 52px; }
.footer-brand img { width: 220px; }
.footer-brand p { max-width: 330px; color: var(--slate); font-size: .86rem; }
.footer-grid > div:not(.footer-brand) { display: flex; flex-direction: column; gap: 8px; }
.footer-grid > div > span { margin-bottom: 8px; color: var(--slate); font-size: .69rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.footer-grid a { font-size: .82rem; font-weight: 660; }
.footer-bottom { display: flex; justify-content: space-between; padding-top: 22px; border-top: 1px solid var(--line); color: var(--slate); font-size: .74rem; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: none; }
.delay-1 { transition-delay: .12s; }.delay-2 { transition-delay: .22s; }
@keyframes spin { to { transform: rotate(360deg); } }
@keyframes marquee { to { transform: translateX(-50%); } }
@keyframes panelIn { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
@keyframes branchPulse { 0% { box-shadow: 0 0 0 0 rgba(200,29,42,.28); } 70% { box-shadow: 0 0 0 12px rgba(200,29,42,0); } 100% { box-shadow: 0 0 0 0 rgba(200,29,42,0); } }

@media (max-width: 1050px) {
.nav-shell { grid-template-columns: 230px 1fr auto; }
.main-nav { gap: 18px; }
.main-nav a { font-size: .78rem; }
.nav-actions .button { display: none; }
.hero-layout { grid-template-columns: 1fr 390px; gap: 40px; }
.hero-copy h1 { font-size: clamp(3.3rem, 6vw, 5.2rem); }
.solutions-layout { grid-template-columns: 1fr; }
.strength-card { display: grid; grid-template-columns: .8fr 1.2fr; gap: 18px 30px; }
.strength-topline, .strength-card h3, .rating-row, .data-note { grid-column: 1; }
.finance-chart, .metric-grid { grid-column: 2; }
.finance-chart { grid-row: 1 / span 2; }
.metric-grid { grid-row: 3 / span 3; }
.corporate-grid { grid-template-columns: 1fr 1fr; }
.cedent-grid { grid-template-columns: repeat(4, 1fr); }
.org-support { left: calc(50% + 165px); }
.knowledge-layout { grid-template-columns: 1fr; }
.legacy-grid { gap: 42px; }
.contact-card { padding: 34px; }
}

@media (max-width: 820px) {
.container { width: min(100% - 32px, 680px); }
.section { padding: 84px 0; }
.site-header { padding: 10px; }
.nav-shell { grid-template-columns: 1fr auto auto; min-height: 62px; padding: 6px 8px 6px 12px; }
.brand { width: 190px; height: 60px; }
.menu-toggle { display: flex; flex-direction: column; gap: 5px; width: 42px; height: 42px; align-items: center; justify-content: center; border: 1px solid rgba(255,255,255,.18); border-radius: 10px; background: transparent; cursor: pointer; }
.menu-toggle span:not(.sr-only) { width: 18px; height: 2px; background: white; transition: transform .2s, opacity .2s; }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.main-nav { position: fixed; inset: 92px 10px auto; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 18px; border: 1px solid rgba(255,255,255,.18); border-radius: 18px; background: rgba(7,26,53,.98); box-shadow: 0 25px 60px rgba(0,0,0,.25); }
.main-nav.open { display: flex; }
.main-nav a { padding: 14px 8px; border-bottom: 1px solid rgba(255,255,255,.09); font-size: .93rem; }
.main-nav a:last-child { border: 0; }
.nav-item > a { justify-content: space-between; }
.mega-menu { display: none; }
.nav-actions { grid-column: 2; grid-row: 1; }
.menu-toggle { grid-column: 3; grid-row: 1; }
.hero { min-height: auto; padding: 146px 0 0; }
.hero-layout { grid-template-columns: 1fr; }
.hero-copy h1 { font-size: clamp(3rem, 12vw, 5rem); }
.trust-orbit { width: min(100%, 450px); margin-top: 26px; }
.hero-proof { grid-template-columns: 1fr 1fr; margin-top: 60px; }
.proof-item { min-height: 120px; border-bottom: 1px solid rgba(255,255,255,.13); }
.proof-item:nth-child(2) { border-right: 0; }
.proof-cta { border-right: 0; }
.section-heading { grid-template-columns: 1fr; gap: 22px; }
.international { grid-template-columns: 1fr; }
.reinsurer-grid { grid-template-columns: repeat(4, minmax(112px, 1fr)); }
.corporate-heading { grid-template-columns: 1fr; gap: 16px; }
.corporate-panel { padding: 30px; }
.identity-intro { grid-template-columns: 1fr; gap: 24px; }
.governance-pillars { grid-template-columns: 1fr 1fr; }
.org-council-row { align-items: center; flex-direction: column; }
.org-support { position: relative; left: auto; top: auto; width: min(300px, 100%); margin: 12px auto 0; }
.org-support::before { left: 50%; right: auto; top: auto; bottom: 100%; width: 2px; height: 12px; }
.org-areas { grid-template-columns: repeat(2, 1fr); }
.org-areas::before { left: 25%; right: 25%; }
.org-areas article:last-child { grid-column: 1 / -1; }
.leader-feature { grid-template-columns: 220px 1fr; }
.leader-milestones { grid-template-columns: 1fr 1fr; }
.knowledge-head { grid-template-columns: 1fr; gap: 16px; }
.legacy-grid { grid-template-columns: 1fr; }
.legacy-copy { padding-bottom: 16px; }
.contact-card { margin-bottom: -52px; }
.footer-grid { grid-template-columns: 1fr 1fr; }
.footer-brand { grid-column: 1 / -1; }
.mobile-contact-dock { position: fixed; z-index: 80; left: 50%; bottom: 14px; display: flex; align-items: center; gap: 10px; min-height: 50px; padding: 0 18px; border: 1px solid rgba(255,255,255,.25); border-radius: 999px; color: white; background: rgba(7,26,53,.94); box-shadow: 0 16px 44px rgba(0,0,0,.28); backdrop-filter: blur(16px); transform: translateX(-50%); font-size: .78rem; font-weight: 780; white-space: nowrap; }
.dock-pulse { width: 8px; height: 8px; border-radius: 50%; background: #5add9d; box-shadow: 0 0 0 6px rgba(90,221,157,.12); }
.mobile-contact-dock i { color: #79abff; font-style: normal; }
}

@media (max-width: 560px) {
.container { width: min(100% - 24px, 520px); }
.section { padding: 68px 0; }
.brand { width: 168px; height: 54px; }
.language-toggle { padding: 8px 5px; }
.hero { padding-top: 132px; }
.hero-copy h1 { margin-top: 20px; font-size: clamp(2.75rem, 13vw, 4rem); }
.hero-lead { font-size: .96rem; }
.hero-actions { align-items: flex-start; flex-direction: column; gap: 20px; }
.trust-orbit { transform: scale(.94); }
.orbit-label { font-size: .62rem; padding: 8px 10px; }
.label-one { left: -2%; }.label-two { right: -2%; }.label-three { right: 0; }
.orbit-center strong { font-size: 4.5rem; }
.hero-proof { grid-template-columns: 1fr; border-radius: 20px 20px 0 0; }
.proof-item { min-height: 100px; border-right: 0; }
.section-heading h2, .legacy-copy h2 { font-size: 2.55rem; }
.tab { padding: 17px 14px; font-size: .82rem; }
.tab-panel { display: block; min-height: 0; }
.panel-count { padding: 20px 24px 0; border-right: 0; font-size: 2.1rem; }
.panel-content { display: block; padding: 16px 24px 30px; }
.panel-content h3 { font-size: 1.75rem; }
.strength-card { display: block; padding: 24px; }
.finance-chart { margin-top: 22px; }
.metric-grid { margin-top: 24px; }
.metric-grid article { padding: 14px; }
.metric-grid strong { font-size: 1.05rem; }
.rating-row { margin-top: 18px; }
.international { padding: 20px; }
.reinsurer-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
.reinsurer-grid figure { min-height: 126px; }
.reinsurer-grid img { width: 92px; height: 82px; }
.corporate-explorer { margin-top: 58px; }
.corporate-grid { grid-template-columns: 1fr; }
.corporate-card { min-height: 215px; }
.corporate-panel { margin-inline: -4px; padding: 24px 18px; border-radius: 22px; }
.panel-heading { align-items: center; gap: 12px; padding-right: 45px; }
.panel-index { font-size: 3rem; }
.panel-heading h3 { font-size: 2rem; }
.panel-close { right: 12px; top: 12px; }
.purpose-grid, .governance-pillars { grid-template-columns: 1fr; }
.identity-facts { grid-template-columns: 1fr 1fr; }
.purpose-grid article { padding: 22px 20px 22px 70px; }
.org-section { padding: 18px 12px; }
.org-title { display: block; }
.org-title p { margin-top: 6px; }
.org-support { width: min(280px, 100%); }
.org-areas { grid-template-columns: 1fr; }
.org-areas::before { display: none; }
.org-areas article, .org-areas article:last-child { grid-column: auto; }
.org-areas article::before { left: 50%; }
.leader-feature { grid-template-columns: 1fr; padding: 12px; }
.leader-feature > img { max-height: 360px; }
.leader-milestones { grid-template-columns: 1fr 1fr; }
.executive-grid { grid-template-columns: 1fr; }
.cedent-grid { grid-template-columns: 1fr 1fr; }
.cedent-grid figure { min-height: 110px; }
.glossary-card, .institutional-card { padding: 20px 16px; }
.glossary-toolbar { align-items: stretch; flex-direction: column; }
.glossary-tools { grid-template-columns: 1fr auto; }
.glossary-search { width: 100%; }
.glossary-list { grid-template-columns: 1fr; }
.service-explain { grid-template-columns: 1fr; margin-top: 22px; }
.capacity-graphic, .facultative-summary { margin-top: 28px; }
.branch-grid { grid-template-columns: 1fr 1fr; margin-top: 14px; }
.contact-card { padding: 26px 20px; border-radius: 22px; }
.contact-head h2 { font-size: 2rem; }
.form-grid { grid-template-columns: 1fr; gap: 0; }
.contact-direct { grid-template-columns: 1fr; }
.contact-direct a { padding: 8px 0; }
.footer-grid { grid-template-columns: 1fr; gap: 34px; }
.footer-brand { grid-column: auto; }
.footer-bottom { flex-direction: column; gap: 8px; }
}

@media (prefers-reduced-motion: reduce) {
html { scroll-behavior: auto; }
*, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
.reveal { opacity: 1; transform: none; }
}